![]() Lending options include 30- and 15-year fixed-rate mortgages, and adjustable rate mortgages (ARMs) with initial terms of 3, 5, 7 or 10 years. Wells Fargo offers a variety of home loan products, including mortgages, mortgage refinancing, home equity loans, home equity lines of credit ( HELOCs), home improvement loans and construction loans. It ranks as the nation’s #1 small business lender (Community Reinvestment Act data) and the top home loan originator to minority and low-income neighborhoods (Home Mortgage Disclosure Act data). Wells Fargo holds the nation’s highest customer satisfaction ranking among large banks, according to the American Customer Satisfaction Index, a status it has held for several years. It was long known as a western regional bank, but expansion and mergers in recent decades have brought it to the point where it now has more than 9,000 branches in 39 states and the District of Columbia. Headquartered in San Francisco, it was founded in 1852 as a banking and express company, and its early involvement in overland mail service is still reflected in its iconic stagecoach logo. It is the nation’s fourth-largest bank in terms of total assets and is the biggest mortgage bank in terms of both mortgage lending and servicing. banks and a major presence in the country’s mortgage market. ICB Solutions | NMLS #491986 ( Close Modal Mortgage products are not offered directly on the website and if you are connected to a lender through, specific terms and conditions from that lender will apply. will not charge, seek or accept fees of any kind from you. By submitting your information you agree Mortgage Research Center can provide your information to one of these companies, who will then contact you. For a full list of these companies click here. If you submit your information on this site, one or more of these companies will contact you with additional information regarding your request. ![]() ![]() ICB Solutions and Mortgage Research Center receive compensation for providing marketing services to a select group of companies involved in helping consumers find, buy or refinance homes. Neither, Mortgage Research Center nor ICB Solutions are endorsed by, sponsored by or affiliated with any government agency. ICB Solutions partners with a private company, Mortgage Research Center, LLC, (nmls # 1907), that provides mortgage information and connects homebuyers with lenders. is a product of ICB Solutions, a division of Neighbors Bank.
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![]() And yeah, there's some strong interactions with crusaders mantle and animate objects, but then we're getting into party combos and there's many obvious ways to also pile up damage on a character making 4 attacks. Easton Arrows are used by more bowhunters, crossbowmen, 3D competitors, target shooters and Olympic archery competitors than all other brands combined. Please allow additional Shipping Time Thanks Big Jim’s Custom Bow Quiver is easy-on and easy-off because of the rock solid rubber strap attachment system. The damage difference just isn't that big and many monsters have resistance or immunity to non-magical attacks by level 10.īard using swift quiver still has their main action, same as animate objects, and can still cast spells or make another 2 attacks for additional damage. Theres tradeoffs to get that number, like bumping dex over cha and taking a feat, or the lower to hit bonus inherent in sharpshooter builds, so I'm not saying that its better for every bard, but if we're comparing them in a vacuum I will take the 39 magical piercing over 45 non-magical piercing. Here are the 7 steps on how to make your own quiver: Step 1: Measure your arrowsStep 2: Measure your sheet of leatherStep 3: Cut. This article covers step-by-step instructions on how to make your own homemade quiver. I'm not sure about your math but 2d8+30 (39) is the damage from a +1 longbow with sharpshooter and 18 dex. If you like the idea of making your own quiver, then you cam to the right place. While I concede the broader point that animate objects generally does more damage utilizing a bonus action, my point was that it's close enough and that the non-magical attacks of animate objects is a big enough drawback that swift quiver isn't strictly worse. Megathread D&D 5e 1D&D D&D 4e D&D v3.5 D&D 3e Pathfinder 1 Pathfinder 2 WOD PBTA Fate GURPS Universal Other r/DnD /r/rpg /r/Pathfinder_RPG /r/tabletop /r/UnearthedArcana /r/DnDHomebrew /r/dndnext Flair Searches r/characterdrawing /r/Imaginar圜haracters /r/alternativeart On-Topic Subreddits Abide by the Homebrew Content Guidelines.Don't just advertise things, even if they're relevant Quiver, arm guard, shooting glove and 3 arrows round off the Little Sioux bow.If your post fits with a megathread, post there.hunting bow that packs down much smaller than any recurve on the market. Some are mounted using limb bolts or attached using. Survival Archery Systems (SAS) is a company dedicated to developing properly. Ditch the arrow bag and take a look at a great range of adjustable and fixed bow quivers for recurve bows, American longbows and flatbows. Don't be excessively explicit or grotesque Bow quivers are mounted directly on to the bow to hold your arrows quietly and securely while hunting.The rules are explained in more detail here. There's an issue with the sub that moderators cannot solve, this is a workaround for it. If you're trying to post from an app and can't, try from a browser. Message the moderators, it'll be unfiltered if it's on topic. If your account is less than 7 days old or has less than 20 karma, you may be autofiltered. Find help with your new idea, or share your memorable builds. Aid other tabletop gamers in creating interesting or devastating characters. ![]() In addition to having good linking together of related ideas, wiki-like, it's good to have the ability to fruitfully search without the restrictions of exact term matches. I can easily do a very good full text search on the body of the notes, plus I've indexed the keywords for each note in their own mapping. I created my own software, which doesn't have a fancy gui or anything, but organizes my notes sufficiently for me, using plain markdown files and dumping the contents into an ElasticSearch index configured for text analysis. ![]() Something that I find not only true, but inherent in relational databases: they require some kind of schema, and schemas for freeform text and ideas are notoriously difficult. ![]() > most people would find the friction of a SQL database too high for freeform notes Not saying your system is bad for you but I'm guessing that most people would find the friction of a SQL database too high for freeform notes. And one can also write a custom wrapper program in whatever language as a GUI for the database but now we're way past your simply "reply to email" paradigm and expending a lot of effort in "yak shaving" instead of just taking notes. The problem is that it creates a read-only file that you can't edit-in-place. Yes, one can write a program to "dump" the SQL database to a text file for subsequent search by a text editor. SQL: select * from notes where description like '%ubuntu config%' These 2 ways of finding text have very different ergonomics: Instead, I use plain "notes.txt" and use the editor's text search functions (including regex functionality) to locate things. I tried using a database for personal notes many years ago and the problem I discovered was that I can't do a quick Ctrl+F to find previous scraps of knowledge. >the response is stored in an SQLite database, I've thought about building a separate tool to replicate this, but I know it will never have the same utility without being in an existing workflow. It's right there, and it's really easy to set another one up. It's not tucked away into a calendar I won't look at, or in a place I have to remember to get to. Critically, it's in Slack which I'm using all the time anyway. ![]() It can do recurring reminders, reminders way out into the future, and is as simple as typing `/remind me "do the thing" in 6 months`. So well done.Īnother simple example: one of my favorite features in Slack is /remind. It's easy to built a tool that you "just remember to use" but the issue then the tool is implicitly asking the user to modify their workflow, which isn't always trivial. I think it's one of the critical details to making things like this work. Maybe this is obvious to other readers, but I love this portion of it. > It sends an email every day and I can reply to it, and the response is stored in an SQLite database, in plain text. The Obsidian community is just so fun, friendly, and collaborative, that you can't help but get involved and work on making the ecosystem better. and published a couple of my own plugins and a Web Clipper bookmarklet. I made a theme for Obsidian called Minimal that attempts to make the app feel more native, especially on Mac: There are a handful of plugins like Dataview, QuickAdd, Kanban and Periodic Notes that make Obsidian an incredibly powerful environment for thought. It makes it easy to recommend Obsidian because you can shape it into whatever you want. The sheer breadth of plugins, themes, and other community-driven tools that have been generated in 18 months is spectacular. What differentiates Obsidian from all of the other tools in this area, is that they have made extensibility a top priority. I immediately migrated 20 years of notes to it. I started using Obsidian when it came out last year, and it instantly clicked for me. Just a couple of years ago I was pulling my hair out trying to get a local wiki to feel like a native app, and now we have a dozen great options to choose from. This is an incredible time for knowledge management tools. ![]() No CD terms shorter than one year or longer than five years.No physical branch locations in the U.S.Competitive savings account and CD APYs.Barclays Online Savings and CD accounts are designed to promote savings and not be used as everyday banking accounts. Barclays US Savings also doesn’t provide ATM cards, which means customers can only withdraw funds by electronic transfer to external bank accounts. So if you want your mobile banking app to be more comprehensive, Barclays may not be the right choice.īarclays US has no physical branch locations in the United States, which means most customers are out of luck if they want help locally. Customers have reported concerns about the app’s limited features and functionality. The Barclays US Savings app doesn’t have great ratings: only 3.5 stars out of 5 on the App Store and 1.8 stars on Google Play. ![]() You can also access your account balances and make one-time transfers using the Barclays app. Customers can make deposits by taking photos of the front and back of their checks and uploading them via the app. Available on iOS and Android, the app supports mobile check deposits. Read More: Best CD Rates of 2023 Access on the Goīarclays customers can access their accounts through the Barclays US Savings mobile app. For early withdrawal from longer-term CDs, the penalty fee is equal to 180 days of simple interest.īarclays CDs could be perfect for building a CD ladder, which maximizes earnings while giving you freedom to reinvest or withdraw earnings along the way. There is a penalty for withdrawing funds from a Barclays CD before maturity: a fee equal to 90 days of simple interest on the amount withdrawn for one- and two-year CDs. Customers can also receive monthly interest disbursements, which can be transferred to your Barclays savings account or another bank account. When a CD’s term ends, you can choose to either renew it or withdraw your funds. ![]() CDs are renewable, and Barclays will notify you 30 days before they reach maturity. For anyone who is willing and able to spend this sort of money on wine, the 2016 vintage of Opus One is a very smart buy. That doesn't just mean the packaging (although a wooden case of Opus One is a rather lovely thing), but the brand equity involved: the history and reputation of the estate, its status as one of the world's best vineyards – in a word, the all-important prestige.Īll things considered, a wine such as Opus One, which consistently represents one of the best examples of its type and costs a fraction of the price of qualitatively commensurate wines, must be worth buying. ![]() It would be disingenuous to ignore the role that the luxury experience plays for wine at this level. And even these prices are dwarfed by Liber Pater, whose 2015 vintage has been released at the laughable price of €30,000 per bottle.įurthermore, the £300 price tag for Opus One isn't just buying you the wine. Until 1982, the wine was previously named Napamedoc when it was renamed Opus One. Even so, that is nothing compared to Opus One's Napa neighbours Harlan and Screaming Eagle, whose Cabernet Sauvignons sell for around £1,200 and £2,000 per bottle respectively. About the Winery:Opus One Winery rests in the heart of Napa in Oakville. As Jancis mentioned in her article, Penfolds recently released a new, unproven Shiraz for £850 per bottle, in bare-faced defiance of the criticism it has faced over ever-increasing prices for its top wines (The 2015 of Grange has an RRP of £591). Secondly, let's consider value and relativity. Our database contains 39 tasting notes covering 24 vintages of Opus One with a mean score of 17.5, and a mode of 18. The difference may seem marginal, but it is real, and it remains true that experiencing the truly greatest wines of the world is never cheap. Scores are important here, because it is almost unheard of for inexpensive wines to score above 17.5. I scored it 18++, and I see that Jancis was half a point ahead of me when she tasted it earlier this year (see Opus goes wild, which also reveals more about their winemaking philosophy). There is an impeccability to the fruit that sets such wines apart. It was like Pauillac in seductive soft focus: all the sun-kissed richness of Napa with all the savoury formality of Bordeaux. I tasted the newly released 2016 in Singapore in September and the impression was instant. The first is the quality of the wine itself. But surely readers of the world's best wine website are at least open to persuasion that Opus One is worth the asking price? Indeed, for the majority of British wine drinkers, anything above the average bottle price of around £6 must seem excessive. Since Jancis recently asked if wine is becoming a luxury, observing that 'it is becoming increasingly difficult to find wines of real interest under £25 a bottle', a typically well-informed and thoughtful debate has been running on our Members' forum, citing many examples of the way prices for fine wine have increased so dramatically in recent years.įor many people, £300 for a bottle of wine is absurdly expensive, offensive even. Opus One, the famous Californian Cabernet, is neither in need of greater exposure nor, at £300 per bottle, of interest to the bargain hunter. ![]() Most wines of the week are chosen with the bargain hunter in mind, bringing lesser-known bottles to the attention of those who would most appreciate them. Grapes for Opus One wines are hand-harvested and sorted, followed by long maceration periods in stainless steel tanks. The blend is generally created using 95% Cabernet Sauvignon and 5% Merlot, which is barrel-aged in new French oak for 18 months, then bottle-aged for the same period of time before its release.If value is relative, then Opus One most definitely qualifies (as does a Sonoma Zinfandel at a somewhat lower price).įrom $299, €329.90, £296.68, SG$450 and widely available around the world. Opus One was conceived as the joint brainchild of Robert Mondavi and Baron Philippe de Rothschild, after they first met in Hawaii back in 1970. Their vision was to combine their expertise in Old World and New World winemaking, to pioneer a blend that was greater than the sum of its parts. "Opus One wines are some of the world's most coveted. This singular mission shapes every vintage, today and for generations to come." - Opus One Together, our founders set out to create a single wine dedicated to the pursuit of uncompromising quality. "One wine of absolute quality. Opus One is the realized dream of two men: Baron Philippe de Rothschild of Chateau Mouton Rothschild in Bordeaux and Napa Valley vintner Robert Mondavi. Often games that are playable on Steam are also available on: Rockstar Games, Epic Games Store, Origin (EA), Humble Bundle, Windows 10, Gog.com, Xbox Play Anywhere,, UPlay and Amazon. Make sure the ARC Raiders Key is for the Steam Client Can the ARC Raiders Steam Key expire?Ī ARC Raiders key for the Steam-Client does not expire and after activation ARC Raiders can be downloaded and played forever. This in turn allows them to offer their customers attractive discounts. Because they buy a large number of products at once, they buy them at much lower prices. ![]() Many sellers are wholesalers who buy game keys in bulk directly from the developers and publishers. Valve offers the same free bandwidth and services to customers who activate a Steam Key as to customers who purchase a license directly on Steam. Steam Keys can be activated by customers on Steam to license ARC Raiders. Steam Keys are intended as a useful tool for game developers to sell their game in other online stores and retail. Put in the code for ARC Raiders CD key and have it in your Steam library, ready for download! You can install Steam to activate your ARC Raiders key, if you click here. Log in and look at the left bottom corner and click on “Add a Game…” and then on “Activate a product on Steam”. How to activate ARC Raiders on SteamĪctivate the Steam Digital CD Key Code on the Steam Client. If you don’t know how to do this, most stores offer help or a tutorial. Read the store’s description if it’s only required for activation or if you also need an European IP-Address in order to play ARC Raiders CD key. Sometimes a Steam Digital Code requires an European IP-Address in order to be activated on Steam. How to activate ARC Raiders Key ARC Raiders Steam Key for United Kingdom (europe): Cooperate with your allies, outsmart your opponents, and prove yourself as the top ARC Raider in the galaxy. Showcase your strategic brilliance, climb the leaderboards, and earn prestigious rewards. ![]() Pit your squad against other players from around the world in intense online matches. Take your tactical skills to the ultimate test by diving into ARC Raiders’ competitive multiplayer mode. Your customization options are vast, ensuring each playthrough feels unique. Tailor your loadouts to exploit enemy weaknesses and create synergistic combinations within your squad. Upgrade your team’s abilities and skills, allowing them to tackle even the most formidable foes. Unlock powerful weapons, armor, and gadgets as you progress through the game. Upgrade and Customize Your ArsenalĮquip your Raiders with the most advanced technology and gear to enhance their combat prowess. Engage in captivating dialogue and make impactful choices that shape the narrative, leading to multiple branching paths and endings. ![]() Discover the truth behind the ongoing conflict and uncover hidden agendas that could reshape the fate of entire star systems. Unravel the secrets of the ARC, an ancient organization dedicated to maintaining balance in the galaxy. Immerse yourself in an immersive sci-fi universe filled with rich lore and intriguing mysteries. Whether you prefer a stealthy approach or an all-out assault, ARC Raiders offers a range of strategies to suit your playstyle. Make use of cover, deploy powerful weapons, and coordinate your team’s actions to gain the upper hand. Utilize the game’s tactical combat system to outmaneuver and outwit your adversaries. Tactical Battles in Outer SpaceĮngage in intense battles across stunning cosmic landscapes, from desolate alien planets to colossal space stations. Strategically choose your squad members based on the mission objectives, and unleash their full potential to overcome any challenge that comes your way. From expert marksmen to cunning hackers and fearless engineers, every member brings something valuable to the table. Assemble a squad of skilled and diverse Raiders, each with their own unique abilities and expertise. In ARC Raiders, your success lies in the strength of your team. The currently lowest price on 15-07-2023 for a ARC Raiders key in the UK is £ 0.00 Compare prices in the UK and buy ARC Raiders key cheap! After purchasing a key at one of our trusted and legal Game-Key Suppliers, the game key will allow you to download, install and play ARC Raiders directly on Steam on PC. ![]() Weakness in one part or side of the body.Patients should stop use and ask a doctor if they have symptoms of heart problems or stroke, including: Patients are directed to ask a doctor before use if they have high blood pressure, heart disease, or have had a stroke. The risk is higher if you use more than directed or for longer than directed.Īccording to the Advil Drug Facts, patients should not use ibuprofen right before or after heart surgery. NSAIDs, except aspirin, increase the risk of heart attack, heart failure, and stroke. Prior history of coronary heart disease or concomitant intake of aspirin did not increase the risk of MI from ibuprofen.Ī case-controlled analysis performed to assess the risk of NSAIDs in relation to acute MI found that ibuprofen did not pose an increased risk of MI. What is the cardiovascular risk associated with low-dose ibuprofen?Ī cohort study that examined 4795 cases of acute MI and death due to coronary heart disease showed the odds ratio for MI for ibuprofen at OTC doses was 1:06 (95% CI, 0.87 to 1.29). Because the effect of aspirin taken daily on platelets is long lasting, the occasional use of ibuprofen poses a minimal risk of attenuating the antiplatelet effect of low-dose aspirin.Taking ibuprofen at least a half hour after the dosing of immediate-release low-dose aspirin is a practical method to minimize potential impairment of the antiplatelet effect of aspirin.However, multiple studies have found that taking ibuprofen or other NSAIDs at Rx doses over prolonged periods can increase the risk of developing cardiovascular events.Īdvil for patients already taking daily low-dose aspirinįor patients already on, or for whom you are considering initiating, a cardioprotective aspirin regimen: Cardiorenal events (high blood pressure, congestive heart failure).Cardiovascular events (myocardial infarction, stroke). ![]() Several medical publications have evaluated the cardiovascular safety profile of OTC ibuprofenĪ comprehensive review of existing cardiovascular safety data shows that when ibuprofen is used at OTC doses according to label directions, cardiovascular risk is minimal.ĭata from a series of publications suggest that OTC ibuprofen is not strongly associated with an increased risk of: Cardiovascular: Advil presents minimal cardiovascular risk as observed in clinical studies. ![]() Take more than directed or for longer than directed (taking ibuprofen at higher doses than the approved OTC dosing and/or for longer than 10 days also increases this risk).Have a history of stomach bleeding, ulcers, or other bleeding problems. ![]()
![]() I am not holding out hope for a 64 version. Thank you for such a detailed answer! I think I will also make the partition 300-something GB as I decided to get a 1TB Macbook Pro. It's not clear to me which model you are looking at, but the ones with the Radeon Pro graphics cards would be great for TS3 the ones with Intel Iris are integrated and while they will of course run the game, there will likely be limits as to how well or how far you can take it just as with integrated graphics on any PC. Performance on TS3 for Windows will then depend on the rest of your system hardware like any other PC. Of course the larger the Win partition is, the smaller the macOS one becomes, so some thought about future use patterns and external storage does become required. On my prior Mac, my Win partition was around 370 GB, some oddball size like that, and I found it limiting but not to the point of despair. My current partition is much larger than that, but I have a 1 TB drive to work with on my iMac and plenty of external storage for other uses. I would recommend at least 256 GB for the Win partition and even that's kind of tight depending on how quickly you accumulate game saves, content and other downloads, and what other uses you may have for this end of the system. On the Bootcamp side: there we would be talking about running TS3 for Windows natively so TS3 for Mac, either version, becomes irrelevant. No revised ETA yet, but we're hoping for by the end of 2020, maybe. The last one was a couple of weeks ago, the project has been slowed down by the pandemic and various technical issues (no surprises there), and is still being worked on. All we know is that once per month a Guru shows up on EA's AHQ board to give us an update. All we can do at this point is guess and hope for the best as EA is not revealing any details on what they are actually doing. On the new version of TS3 for Mac under development by EA that will run in a 64-bit only environment, we don't really know if the Cider implementation is being undone and the 2 GB limit is being lifted or if this is simply going to be a means to trick the crippled older version to somehow run on Catalina and higher. ![]() In other words, I would expect TS4 should run about the same either way. ![]() I've never really played TS4 beyond the free CAS trial many years ago so can't really vouch for its performance, but I've also never heard of TS4 players suffering from EA's ridiculous deployment decisions like those trying to play TS3 have been subjected to for so many years. ![]() Unlike TS3, TS4 for Mac is native to the OS, is 64-bit, and doesn't present any of these issues. If you can find a Mac that is still shipping with Mojave, the prior OS, then we might have a different conversation. Apple removed the support for 32-bit applications entirely with the release of Catalina after a year or two of warnings. Thus the current 2 GB restriction would no longer apply because the game would never install or be able to run in the first place. That knocks TS3 for Mac right out of the water as Catalina (and Big Sur, which will be released soon) will not run 32-bit applications period. On the macOS side: A new MacBook Pro today would most likely ship with Catalina for the OS. ![]() ![]() While transferring files, the app’s background lets you stream your favorite videos or pictures.If your TV doesn’t support the AirPlay or Screen Mirror feature, don’t worry about the AirScreen, you can easily AirPlay/Screen Mirror the content from multiple platforms, including Chromecast, Google, iOS, macOS, Android, and Windows. The app is available for free and can be installed easily. 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